Are you looking to remortgage your home? Our advisors can have a look at a number of lenders across the market and compare the products to make sure you have the best remortgage products that suit all of your individual circumstances. We will assist you with the process from enquiry to completion to ensure that the process is smooth and hassle-free. Getting a better deal on your mortgage can have a significant boost to your family finances and ultimately to your personal wealth. Mortgage lenders are always on the lookout for new customers and to attract new customers they may offer very attractive rates for a limited period of time, these are often called introductory rates. In the UK these generally last about two to five years. After this period you will continue on the lender’s standard variable rate.

Although there are potential savings to make when you remortgage but it is also worth remembering that there are costs involved like when you first brought your home. Especially if your property needs to be revalued and there will be legal paperwork to be processed. and your current lender may charge an exit fee to close your mortgage off and therefore staying on the SVR makes sense if the costs of setting up a new mortgage outweigh the savings. It is important to understand the golden rule is to add up all the costs and look at the savings on offer, then you can see which number is higher.

If you are interested in our services please get in contact and you can get advice from one of our qualified financial advisers.

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