Need A Mortgage Broker In Bournemouth?

Barrett Mortgages is a professional finance broker with offices in Poole, Dorset. Providing mortgages for everyone including first-time buyer mortgages, buy to let mortgages, self-employed mortgages and so many more. We were set up and founded by Darren Barrett in 2009, during some of the hardest market conditions the industry has seen. The unparalleled, clear, trustworthy, honest and upfront service we offer has meant our business has thrived during these times when clients have needed more individual and specialist help. All of our staff are fully qualified, experienced and chosen based on their keenness to provide the best possible experience for our customers. We promise no pushy hard sales tactics and have built a strong reputation which is important as we rely heavily on referrals from our clients. No matter what mortgage you need we will be able to help you find the best solution for you and your needs.

If you are looking to purchase a property for the first time, we can give you some tips and advice that will help you to get the best mortgage you possibly can. Years in advance you really want to be saving as much as you can to get as big of a deposit as possible. We say that bigger is better and the reason for this is because the lender will have to think about the potential challenges a borrower might face during the life of the mortgage. But with a bigger deposit, you are more likely to be accepted. Also, a bigger deposit will also mean that you will have smaller monthly repayments or a shorter mortgage term. This is because as you will effectively be purchasing more of the property yourself you won’t need as big of a mortgage.

Need A Mortgage Broker In Bournemouth?

Also when looking to purchase your first home you will want to reduce your outgoings so that when the lender looks at how much you spend each month you will have enough spare cash to pay for the mortgage repayments. The same goes for debt, you want to be either debt-free or reduce your debt by as much as you can. When you are moving out into your own home we highly recommend making sure you have money put aside for costs. This could be for things like paying solicitors fees and surveyors fees. These can sometimes be forgotten about and sprung upon people once the house move is complete. We also recommend having a budget for unforeseen expenses, this could be for anything that might be wrong with the home that you didn’t notice until you moved in.

Our service is always personalised to each of our customers and we will make sure that everything we do has your best intentions at heart. Get in contact with our team to find out more about what it is we can do for you and how much you can actually benefit from us. You can see all of what our customers think about our service on our Google Reviews page.