If you are looking for mortgage advice and guidance, we are here to help you as a professional finance broker, we have offices in Poole. Providing mortgages for everyone including first-time buyer mortgages, self-employed mortgages, buy to let mortgage, re-mortgages and insurance products from a preferred selection of reputable industry leaders. Are you fed up with the high-pressure sales tactics of the large corporate companies, Barrett mortgages was set up by founder Darren Barrett in 2009, during some of the hardest market conditions the industry has seen.
The unparalleled, clear, trustworthy, honest and upfront service offered by Barrett Mortgages has meant our business has thrived during these times when clients have needed more individual and specialist help. All of our staff are fully qualified, experienced and chosen based on their keenness to provide the best possible experience for our customers. We promise no pushy sales tactics and have built a strong reputation which is very important to us and relies on referrals from our clients.
One of our great services is advice for first-time buyers, we know that getting onto the property ladder can be very hard and a very daunting task, you will find that lots of people can conflicting advice that they give to you and it can be hard to know the best advice to take and that is why we are here to give you the correct and best advice there is. We can guide you through the whole process from start to finish and with our help, you will be more likely to get the home that you have always wanted.
We can also advise you on remortgaging your home as well. Our advisors will look at a number of lenders from across the market to compare products to ensure you have the best remortgage product that suits your individual circumstances. We will check to see how much you can remortgage your home for. We can also assist with the process, we can deal with the solicitors, surveyors and any other 3rd party to ensure the transaction is smooth and hassle-free. People remortgage their homes to save money as there may be a different lender out there that can provide you with a lower rate.
You might be looking for good investment opportunities we can help you with finding a great buy to let mortgage that will allow you to bring in some extra income. We will source a suite of lenders and compare products to ensure that you have the best mortgage that suits your individual circumstances. We understand investors need to maximise on income and ensure the right product to help you grow your investment portfolio. Our advisor will understand your needs whether you are looking for that 1-time investment, or to build a portfolio of properties. Let our team guide you!
If you are self-employed you can still get a mortgage, there are many people out there who think because they are self-employed that a lender won’t let them obtain a mortgage. The only difference is you might just need to provide more evidence of your income. Most will look at the income received over the last two or three tax years and either average it out or take the most recent year as a basis for calculation.
If you are looking at taking a mortgage out for the first time, wanting to remortgage your home or to start an investment portfolio, please get in contact with us and we will be able to guide you through the process so you can achieve what you want to.
The Mortgage Market Review, which took effect in 2014, imposed “affordability criteria” on lenders. In simple terms it aimed to rein in high-risk mortgages. Like any change it triggered speculation about its potential effects. Almost [...]