Mortgage Broker in Your Area

What Do Mortgage Brokers Do?

Mortgage brokers help home buyers find the best mortgage loan for their needs.

If you’re looking to buy a home, one of the first things you’ll need to do is apply for a mortgage. The property is used as collateral for the loan, which means if you default on your payments, the lender can seize the home.

Mortgage brokers are professionals who help home buyers find the best mortgage loan for their needs. They work with multiple lenders and compare interest rates, fees, and other terms to find the most favourable deal for their clients. There are many benefits to working with a mortgage broker. We can save you time and money by shopping around for the best rates and terms on your behalf.

The Benefits of Using a Mortgage Broker

If you’re looking for a mortgage, working with our mortgage brokers could be a good option. Mortgage brokers are middlemen who work with multiple lenders to find loans for their clients. We have the ability to shop around on your behalf and help you compare rates and terms from different lenders, which could save you time and money.

Our brokers can also guide you through the loan process from start to finish, explaining each step along the way. And because we are familiar with the underwriting standards of various lenders, they can sometimes help you qualify for a loan that you might not have been able to get on your own.

Our Mortgage Brokers

As you can see, there are many benefits to working with a mortgage broker in your area. We can help you find the best mortgage rates and terms that fit your needs and budget. We can also save you time and money by doing all of the legwork for you.

When shopping for a mortgage, it’s important to compare rates and terms from multiple lenders. A mortgage broker can help you do this quickly and easily. We can also provide guidance and advice throughout the process, so you can be sure you’re getting the best deal possible.

If you’re thinking about buying a home, or refinancing your current home, consider working with a local mortgage broker. We will be able to help you find the right loan for your needs and ensure that you get the best possible terms.

First Time Buyer Mortgage

If you’re a first-time home buyer, working with a mortgage broker can help make the process of finding and securing a mortgage easier. Here’s what you need to know about working with a mortgage broker as a first-time home buyer.

When you work with a mortgage broker, they’ll help you compare rates from multiple lenders and find the best deal for your situation. They’ll also help you understand the terms of your mortgage, and advise you on how much you can afford to borrow. Mortgage brokers are required by law to have your best interests in mind, so you can be confident that they’re looking out for you.

Buy To Let Mortgage

If you’re looking to invest in a buy to let property, then you’ll need to take out a specialist mortgage. This is where our mortgage broker can help. They’ll be able to find the best deals on buy to let mortgages and help you through the application process.

There are a few things to consider when taking out a buy to let mortgage. The first is the deposit. You’ll usually need a minimum of 25% of the property value as a deposit. The second is the interest rate. Buy to let mortgages often have higher interest rates than standard residential mortgages, so it’s important to compare deals carefully. We will be able to help you find the best deal on a buy to let mortgage and guide you through the application process.

Remortgage

Remortgage is the process of paying off one mortgage with the proceeds from a new mortgage, usually with different terms. It can be an opportunity to renegotiate the interest rate and payment schedule on your loan, get a lower monthly payment, or even take cash out of your home equity.

If you’re thinking about remortgaging, it’s important to compare offers from multiple lenders to find the best deal for you. Our mortgage brokers can help you compare rates and terms from different lenders and find a loan that meets your needs.

When you remortgage, you’ll need to pay closing costs including appraisal fees, title insurance, and loan origination fees. You may also be required to pay points, which are upfront interest payments that can lower your interest rate. Be sure to compare the total cost of each loan before choosing one.

Get In Contact for a Mortgage Broker in Your Area

Dorset’s residential and commercial mortgage experts.

At Barrett Mortgages, our friendly advisors are always by your side when it comes to buying and mortgaging. We are an expert mortgage brokerage offering unparalleled service to our clients and partners. Whether you are looking for the best deal for your perfect property or are having difficulty obtaining a mortgage, we are happy to help!

Have any further questions? Please feel free to get in touch with our mortgage advisors by calling 01202 733809 or use our contact form. You are also welcome to pop into our office based nearby on Ashley Road in Poole, Dorset. Take a look at our Google Review Page here!

? | enquiries@barrettmortgages.com
? | 01202 733809

Our Guarantees



Market Leading Products



The Same Broker Throughout the Whole Process



Experienced Team



No Pushy Sales Tactics



Advice Given in Your Best Interest

tony

March 23, 2022.

Working with Ben at BM has been great. We have worked with him twice now and always feel confident that everything is under control and being guided by someone who really knows the industry. Excellent service all round.

Jed

March 5, 2022.

Darren has gone above and beyond. I will recommend him to everyone who mentions they are buying or saving for a mortgage. We went through 6 brokers before coming to Darren, our situation wasn’t simple but Darren made it so, we haven’t even completed yet and I have to give alot of credit where it’s due, thankyou guys.

Gemma Dickson

January 23, 2022.

We would highly recommend Ben at Barratt Mortgages, this is the 3rd mortgage we have done with him now and will continue to use him. Having used different brokers in the past the difference working with Ben was huge. He is extremely knowledgable and the reason I like Ben is that he doesn't bring us problems like we've experienced with other brokers, he brings us solutions. He is a can do mortgage broker who gets things done

Karam Alani

December 23, 2021.

Beth was an absolute star from start to finish. Reliable, quick communication and always willing to help. I would have no hesitation in recommending her. Thanks for helping get us over the line. ?

Reepu Basnet

November 12, 2021.

5 star rating all way to all BM teams. I somehow stumbled into Barrett Mortgages, GLEN TOWARD with his extraordinary service eased in converting my residential into buy to let and get a new residential mortgage at the same time. What a journey, thank you once again. Have and will highly recommend and will be using their services in future.

bootha nathan

September 7, 2021.

My remortgage was done in no time. Easy to reach and fast response is much appreciated… thanks Ben for support.

Richard Butler

August 27, 2021.

We have used Barrett Mortgages on multiple occasions (Ben Jaques), and have always found them to be professional and easy to deal with. The advice has always been top notch and most of all they are truly trust worthy. I would recommend them without a 2nd thought.

David Ashton

August 11, 2021.

Sally was a superstar when securing the mortgage on a recent property purchase. Always friendly and personable, helpful in every regard! Thank you Sally! Would use again. Thanks Dave

Dávid Jernei

August 5, 2021.

I would highly recommend Beth to anyone who wants to have a mortgage. She was very helpful, knowledgeable and professional all the way. She supported me through the entire journey of getting my mortgage. She goes above and beyond when it comes to service and I would highly recommend her to anyone for future mortgages. I am a very happy home owner now. Thank you Beth.

Susan T

August 3, 2021.

I couldn't recommend Barrett highly enough. They are professional, prompt, knowledgeable and a pleasure to deal with. My circumstances were not 'standard' but Beth's knowledge was second to none and she made the whole process easy. Thanks to all at Barrett for a great service and for helping me get the best mortgage.