At Barrett Mortgages we are a professional finance broker. We are a mortgage advisor in Dorset and will be able to help you with all of your mortgage needs. No matter what mortgage you need we will be able to find you the best deal and mortgage for your personal financial situation. We were founded by Darren Barrett back in 2009, during some of the hardest market conditions the industry has seen. The unparalleled, clear, trustworthy, honest and upfront service offered by Barrett Mortgages has meant our business has thrived during these times when clients have needed more individual and specialist help. All staff are fully qualified, experienced and chosen based on their keenness to provide the best possible experience for our customers. We promise no pushy hard sales tactics and have built a strong reputation which is important to us as we rely on referrals from our clients.
Are you looking to buy your first home in Dorset? Our advisors can help you to get onto the property ladder in the best and most efficient way possible for your money. We don’t just want to enable you to get a property but we also want to make it cost-efficient for you at the same time. As a first-time buyer, there are certain things you can do to make your chances of getting a better mortgage higher than if you didn’t do these things. The first tip is to always be saving monthly, this will not only allow you to build up a healthy deposit but will get you in the rhythm of money coming out of your account every month like it will be when you are paying a mortgage.
Another bit of advice we always give to people that are trying to get onto the property ladder is to reduce their outgoings. This will free up more funds for you to use towards a deposit and monthly repayments. This will also look really good when you apply for a mortgage as the lender will see that you don’t have a lot of other bills/payments to make at the beginning of every month. Then making sure you have no debt or at least reducing your debt will help in your application for a mortgage as again it will show the lender that you don’t have anything else to pay other than the mortgage repayments every month.
When you are buying your first home the government may offer some help to cover a large amount of the deposit needed to get the property of your choice and to make the mortgage more affordable. At Barrett Mortgages we can help you with your first-time buyer mortgage or another mortgage in which you might need. We can help with remortgaging, buy to let mortgages, self-employed mortgages, commercial mortgages and equity release mortgages.