Making Home ownership a Reality: A Guide for First Time Buyers

We understand that the home buying process can be overwhelming, particularly for first-time buyers who may be unfamiliar with the market and the range of financing options available. That’s why we provide a tailored roadmap, designed specifically for you, to guide you through the journey of homeownership.

Our Services: Simplifying Your Mortgage Journey

Achieving homeownership, a significant milestone for many, can also feel overwhelming due to the abundance of conflicting advice. Allow our expert advisors to guide you through the entire process. From the first point of contact, we’ll help you determine your borrowing capacity, provide a comprehensive breakdown of costs, and secure an agreement in principle. Becoming a qualified purchaser, you’ll gain an advantageous position with estate agents and sellers, making your dream home more attainable.

You are a first-time buyer if:

If you have never owned a residential property either in the UK or abroad

If you have only owned a commercial property without any living space attached to it, such as a pub with upstairs accommodation

You’re not a first-time buyer if:

If you are purchasing a property with someone who currently owns or has previously owned a home, you may not be eligible for first-time buyer.

If you have inherited a home, even if they never lived in it and it has since been sold.

Our Services: Simplifying Your Mortgage Journey

At Barrett Mortgages, we understand that everyone’s financial situation and goals are unique. That’s why we offer bespoke mortgage solutions designed to suit your individual needs.

EXPERT MORTGAGE SOLUTIONS FOR YOUR UNIQUE NEEDS

Receive tailored mortgage solutions, whether you’re purchasing, moving home, or investing in commercial or buy-to-let properties.

PERSONALISED CARE BACKED BY YEARS OF EXPERIENCE

Benefit from our dedicated team’s wealth of experience and personalised attention throughout your mortgage journey.

UNLOCK EXCLUSIVE OPPORTUNITIES FOR YOUR PROPERTY GOALS

Gain access to exclusive mortgage options and investment opportunities that align with your specific requirements.

SEAMLESS TRANSITIONS AND SMOOTH HOMEOWNERSHIP

Experience a seamless transition, whether you’re a first-time buyer, moving home, or expanding your property portfolio.

TRUSTED ADVISORS ENSURING YOUR FINANCIAL SECURITY

Receive expert guidance on insurance policies, including life insurance, to protect your financial well-being.

INTEGRATED SOLUTIONS FOR YOUR MORTGAGE AND INSURANCE NEEDS

Benefit from our comprehensive range of services, covering mortgages, buy-to-let, commercial lending, and insurance policies tailored to your circumstances.

Choosing Us is effortless - Here's Why!

We offer simple and personalised advice to help you navigate the constantly evolving mortgage market. There's no complex jargon or confusion, Just clear and straightforward guidance tailored to your individual needs. Our team will collaborate with you to determine your goals and alleviate the stress by identifying the best mortgage deal for you. We pride ourselves on our 100% transparency, 100% personalised service, and the trust we've earned with our 100% recommendation rate.

  • 100% Transparent 100% 100%
  • 100% Personalised 100% 100%
  • 100% Recommended 100% 100%
Untitled Artwork(3)

Our Services: Simplifying Your Mortgage Journey

At Barrett Mortgages, we understand that everyone’s financial situation and goals are unique. That’s why we offer customised mortgage solutions