If you are looking to buy a home for the first time, our advisors are able to give you advice on the whole process from the initial contact to finding out how much you can borrow and get a breakdown of the costs involved.  We can offer you exclusive first-time buyer mortgages that are better than the high street lenders. We will compare and find the best mortgage deal available to you. We will also give you the same advisor throughout the whole process, our advisors will also deal with all of the paperwork so you don’t have to.

When you are looking to buy your first home, getting as big of a deposit as possible will put you in the best position and many lenders will consider you if you have a very good deposit. This is because a lender will have to think about the challenges you might face during the life of the mortgage, this may include unemployment or a period of less disposable income for example if you decide to have a child. Also, a bigger deposit will also mean that you won’t have to pay as much each month and will become more affordable. You also want to set some money aside for moving costs and buying things for the home, it is always useful to have a budget for unforeseen expenses.

The government may also have some help to buy schemes available for you to purchase where they can lend up to 20% of the purchase price of the property. This means with a 5% deposit from yourself you will only have to have a mortgage for the remaining 75% of the purchase price of the property.

Get in contact with us if you want to know more about our services!

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The Help To Buy ISA Explained

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This blog is focused on explaining the complexities of the help to buy ISA

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Thoughts For First Time Buyers

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If you have never taken out a mortgage before, this blog is aimed at giving you a balanced and informed view of your options and the mortgage market today by examining things you need to [...]

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What First Time Buyers Need to Know

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Buying your first home can be an experience you’ll never forget. While the actual process of house-buying only starts once you have found a property that you might wish to call home, planning ahead can [...]