First Property Mortgages
When you are accumulating your deposit, it is always good to have a bigger amount to hand over straightaway. This is because the deposit on a property is the lenders protection. Therefore, having a bigger deposit will be better for your application, you won’t have as much of a mortgage to pay off and this will result in lower monthly repayments which will be seen as being more affordable and give you an even better chance of being accepted. Although it is good having a big deposit you will also need to have a good amount of money put to the side to deal with all the moving costs; This could be stamp duty, solicitor or surveyor fees. It can also be helpful to budget for unforeseen expenses, this could be a problem with the house that you didn’t notice until you moved in.
At Barrett Mortgages we are a professional finance broker with offices in Poole, Dorset. Providing mortgages for everyone including first time buyer mortgages, self employed mortgages, buy to let mortgages, re-mortgages and insurance products from a preferred selection of reputable industry leaders. Barrett Mortgages was set up by founder Darren Barrett in 2009, during some of the hardest market conditions the industry has seen. The unparalleled, clear, trustworthy, honest and upfront service offered by Barrett Mortgages has meant our business has thrived during these times when clients have needed more individual and specialist help. All staff are fully qualified, experienced and chosen based on their keenness to provide the best possible experience for our customers. We promise no pushy hard sales tactics, and have built a strong reputation which is important as we rely heavily on referrals from clients.
Contact First Property Mortgages
If you are interested in our services and help, please make sure you get in contact with our team. If you want to see what our customers think about our service, please make sure you take a look at our Google Reviews page.