Finding The Right Mortgage

PUBLISHED: 24 May 2021
DISCLAIMER: The information in this blog post may be outdated and may not reflect current financial practices or market conditions

Are you in need of a good mortgage deal? We have a brilliant team that will be able to help you find the right one for you. Barrett Mortgages is a professional finance broker with offices in Poole, Dorset. We provide mortgages to everyone from a preferred selection of reputable industry leaders. People are becoming fed up with the high-pressure sales tactics of the large corporates and we promise not to do this. Barrett Mortgages was set up by founder Darren Barrett in 2009, this was during some of the hardest market conditions the industry has seen. The unparalleled, clear, trustworthy, honest and upfront service offered by Barrett Mortgages has meant our business has thrived during these times when clients have needed more individual and specialist help.

We can be the ones to provide you with an amazing mortgage to get your dream home you have always wanted. If you are looking for a first-time buyer mortgage we can provide you with some amazing advice that will help to get you onto the property ladder and our advisors will search the market for the best deals. We will make sure the process is easy and hassle-free for you. If you already own a home but want a better deal on your mortgage then our advisors can look at a number of different lenders that may be able to give you really good remortgaging products. The potential savings while remortgaging can be amazing and save you a lot of money, but it is worth knowing that you can’t always make savings and could end up costing more if the costs for setting up a new mortgage and closing off your current one are too much.

You might even want to buy a second property to expand your portfolio. Our advisors will source from a suite of lenders and compare products to ensure you have the best mortgage that suits your individual circumstances. If you decide that you want to invest in a second property you cannot use a conventional mortgage or insurance to buy a buy to let property. A mortgage for rental property will typically have much higher interest rates, this shows that banks are interested in lending to serious investors who can have a higher percentage of the value of the property. One aspect of these mortgages that makes life a bit easier for the purchaser is that they are normally interest-only. This will mean that each monthly payment will cover just the interest on the property and not the capital loan. Once the agreement has come to an end you can repay the capital loan by selling the property and keep any profits made on the property.

Interested in what we can offer you? Make sure you get in contact with us for finding the right mortgage for you.