Find A Mortgage Broker In Poole
Are you looking for a mortgage broker in Poole? You can stop looking as you have found the best in Poole. We are a professional finance broker with offices in Poole, Dorset. Providing mortgages for everyone including first-time buyer mortgages, self-employed mortgages, buy to let mortgages, re-mortgages and insurance products from a preferred selection of reputable industry leaders. Fed up with the high-pressure sales tactics of the large corporates, Barrett Mortgages was set up by founder Darren Barrett in 2009, during some of the hardest market conditions the industry has seen. Our unparalleled, clear, trustworthy, honest and upfront service offered by Barrett Mortgage has meant our business has thrived during these times when clients have needed more individual and specialist help. All staff are fully qualified, experienced and chosen based on their keenness to provide the best possible experience for our customers. We promise no pushy hard sales tactics and have built a strong reputation which is important as we rely heavily on referrals from clients.
One of the great services we can provide you with is our equity release service. Our team will look at a number of lenders from across the market and compare products to ensure you have the best product to suit your individual circumstances. They will assist with all aspects of the process, from enquiry to completion., dealing with solicitors, surveyors and any other 3rd party, to ensure the transaction is smooth and hassle-free. This type of mortgage is suitable for homeowners aged 55 and over. There are certain aspects of borrowing on an equity release mortgage that requires careful consideration, such as the added interest to your loan and hefty early repayment charges, should you wish to clear the debt early.
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If you aren’t already on the property ladder we can help you to prepare yourselves. For example, we can give you advice on your finances and what they should look like before you even try and apply for a mortgage. We recommend that you are saving monthly towards the deposit and things like fees for the surveyors and solicitors. This is quite an important set to getting onto the property ladder as you will need to have enough for a decent deposit and to cover the fees of various things. We always say that a bigger deposit is always better as it will allow you to have a smaller mortgage and will then help you to get your property much easier as the lender won’t have to give you as much. A bigger deposit will also mean you will have smaller monthly repayments to make and will be seen as more affordable.
It would also be very helpful if you are debt-free or reduce your debt as much as you can to show that your main focus is on paying the mortgage and not another debt that you have. There are also plenty of government schemes out there to help you get onto the property ladder. If you are interested in our help and advice please make sure that you get in contact with us and we will help you not only get onto the property ladder but also get the best deal possible.