Life Insurance

Life insurance is a financial product that provides a lump-sum payment to designated beneficiaries upon the insured person’s death. It offers financial protection and support to loved ones in the event of the policyholder’s passing, helping cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. Life insurance policies can be tailored to individual needs and may offer additional features like cash value accumulation or the ability to adjust coverage over time.

Why Do I Need Life Insurance?
Why Do I Need Life Insurance?

No matter what anyone tells you, you don't need life insurance.  Like the old saying goes “you can't take it with you”.  Once you're dead, money stops being a concern.  Of course, your having life cover could make a world of difference to your loved ones.  In the...

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Life Insurance
Life Insurance

When thinking of the family finances and your personal wealth, savings and investing may be at the top of your agenda. For some people however, life insurance can be a crucial part of taking care of dependants and loved ones in the event of their (untimely) death....

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Spare Your Children From Inheritance Tax
Spare Your Children From Inheritance Tax

The Inland Revenue has had some high-profile headlines of late.  There was the case of the eBay trader who has been sentenced to prison for tax evasion.  There are proposals to allow the Inland Revenue to reclaim unpaid taxes from ISAs.  Now the Inland Revenue appears...

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The Real Cost Of Smoking
The Real Cost Of Smoking

Imagine the scene in an alternate reality; a nervous entrepreneur climbs the stairs in Dragons Den and timidly approaches the seated investors, and explains his product to them. It’s a herbal preparation that, when burning, will poison the user with hundreds of toxic...

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