Financial Planning

Questions The Budget Needs To Answer

George Osborne was last seen holding the famous red briefcase in March. On that occasion he was delivering a coalition budget. The new “emergency budget” is a fully-fledged Conservative budget. Some people may be tempted to ask “Why do we need a new budget so quickly?” That aside, there are actually a number of questions [...]

By | July 7th, 2015|

Will The Next Budget Be Radical?

On 8th July 2015, George Osborne will deliver the first completely Conservative budget since Kenneth Clarke in 1996. Given that George Osborne delivered his last budget on 18th March 2015, you could well we asking yourself “Why do we need another budget now?” The answer is essentially that the last budget was a combined Tory/Lib [...]

By | July 3rd, 2015|

Increase Your Savings Vs Paying Your Mortgage Off Early

We will explore the various options of home owners and savers.

By | June 26th, 2015|

Should I Fix My Mortgage Now?

Deflation is not all it is cracked up to be. Recently, as we cheered at the fall in fuel prices to historic lows, the fact that several industries were dependent on buoyant oil prices barely occurred to many of us. However, the current plight of the oil city Aberdeen shows that there are significant problems attached to [...]

By | June 19th, 2015|

How To Profit From Deflation

It seems like a world away now, but the 1970s and 1980s both saw periods of double digit inflation, where prices rose at one point in 1975 to nearly 25 percent. How any economy could function like this seems a mystery, until the obvious answer presents itself - Britain’s economy didn’t function under this burden, [...]

By | June 5th, 2015|

Life Insurance Made Simple

“Expect the unexpected” may be an old cliché but the unexpected can and does happen. Hoping that it happens to someone else is a very poor strategy in terms of family protection. To put the matter quite simply, if you have people who depend on you in any way, you should be checking to see [...]

By | May 15th, 2015|

Thoughts For First Time Buyers

If you have never taken out a mortgage before, this blog is aimed at giving you a balanced and informed view of your options and the mortgage market today by examining things you need to consider when you are buying for the first time. Finances: Since last April, the rules surrounding lending have changed, now [...]

By | May 1st, 2015|

Protecting Your Family If Your Are Too Ill To Work

For some of us, a good proportion of our time is spent avoiding thinking about difficult or uncomfortable things. Tax bills, medical checkups, dealing with difficult people at work are just a few, but one of the more overlooked areas in many of our lives is that of insurance cover. We might have adequate cover [...]

By | April 17th, 2015|

When Did You Last Check Your Credit Rating?

Whether or not you realize it, Experian, Equifax and Callcredit all have a huge impact on everyday life in the UK. They are the “big 3” credit-rating companies. . Businesses use their services for a whole variety of reasons. For example some companies use them to confirm a person's identity, particularly if they deal in [...]

By | April 2nd, 2015|