Financial Advice

Money Resolutions to make sure you have an Affluent New Year

Cynics will tell you that no new years resolution lasts after January 31st and that the correct way to start the new year is under a cloud of pessimism and apathy. Many people who have tried to make positive changes in their lives after a Christmas of eating, spending, and boozing often find their good [...]

By | January 9th, 2015|

Offset Mortgages

Buying a home is generally one of life’s most significant events, even for those who have been through the process before. This being so, getting the right mortgage can have a major impact on the family finance. What Kinds of Mortgage Are Available? With a repayment mortgage, the monthly payment covers both the capital sum [...]

By | December 19th, 2014|

Stay On Top Of Your Money In Just A Few Minutes Everyday

For people who lead busy lives, managing the family finances may be just one of many important jobs to do. Fortunately taking care of your personal wealth can take less time than you might think. Here's a quick guide to what you need to do and how often. Once a year – review your goals [...]

By | October 24th, 2014|

How To Be A Happy Working Parent

Parents are the people who have photos in their wallets instead of cash. It's an old joke but it often still gets at least a wry smile. No matter how much dads (and mums) might like the idea of being full-time parents, the reality is that bills still need to be paid and for most [...]

By | October 17th, 2014|

How To Turn Money Into Happiness

As the Beatles pointed out in their 1964 hit “Can't buy me love”, there are some things money can't buy, at least not directly. Money can, however, influence happiness – if used wisely. Here are some tips on how using your personal wealth wisely can help to make you happier. Health Money can't buy good [...]

By | October 10th, 2014|

4 Simple Steps to Make Better Financial Decisions Today

Life is full of decisions. Some are simple and some are complex. Some are more important than others. Financial decisions have a direct impact on your quality of life. It therefore pays to get them right in every sense of the phrase. Here are 4 tips you can use to improve your financial decision-making. Starting [...]

By | October 3rd, 2014|

Financial Tips For Debt-Burdened Graduates

The late, great, Rik Mayall and his fellow Young Ones lived in a very different era from modern students.  While the trials and tribulations of house sharing may ring familiar bells, the financial landscape facing the modern student is very different to that of their 1980s counterparts, fictional or otherwise.  With universities opening their doors [...]

By | September 26th, 2014|

The Ombudsman – The Consumer’s Champion

While the Financial Services Authority (FSA) might have become a familiar name, it is now no more.  As of April 2013 regulation of the financial services industry was divided between the Prudential Regulatory Authority (PRA) and Financial Conduct Authority (FCA).  The Bank of England also gained direct supervision for the whole of the banking system [...]

By | September 12th, 2014|

Is Now The Time To Review Your Mortgage?

While the favourite topic of conversation in the UK may be the weather, the housing market must certainly be hot on its heels. Whether it's house prices, the level of deposit needed, or the ins and outs of mortgages; there's always something to discuss. Right now all eyes are on the mortgage-lending market and those [...]

By | September 2nd, 2014|