Family Finances

Family finances refer to the management and allocation of financial resources within a household. It involves budgeting, saving, and making decisions about income and expenses that affect the entire family. Family finances encompass various aspects, such as income from multiple sources, expenses for household needs, education, healthcare, and planning for long-term goals like retirement or saving for children’s future. Effective family financial management requires communication, planning, and making informed decisions to ensure financial stability and well-being for the entire family.

Preparing for Your Children Leaving Home
Preparing for Your Children Leaving Home

The late 1980s TV series “Home to Roost” saw Henry Willows (John Thaw) have his life turned upside down after his 18-year-old son Matthew came to live with him. Today practical economics has made adult children living at home a reality in many families. The current...

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Entertain the kids this half term
Entertain the kids this half term

Spring half term: Is it a time for all the family to come together, or a long, frequently wet week during which your kids demand to be entertained?  All too often it can feel like the latter, and while teachers take a well-earned break from the classroom, your role as...

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Offset Mortgages
Offset Mortgages

Buying a home is generally one of life’s most significant events, even for those who have been through the process before. This being so, getting the right mortgage can have a major impact on the family finance. What Kinds of Mortgage Are Available? With a repayment...

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Life Insurance
Life Insurance

When thinking of the family finances and your personal wealth, savings and investing may be at the top of your agenda. For some people however, life insurance can be a crucial part of taking care of dependants and loved ones in the event of their (untimely) death....

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Is Britain Having A Tech Boom?
Is Britain Having A Tech Boom?

In 2002 half a decade of heady excitement about the money making potential of the Internet came to a shuddering halt. Several years of over investment, mainly in the US, and mainly in dot com businesses that looked like interesting and worthwhile projects (but seemed...

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The Real Cost Of Smoking
The Real Cost Of Smoking

Imagine the scene in an alternate reality; a nervous entrepreneur climbs the stairs in Dragons Den and timidly approaches the seated investors, and explains his product to them. It’s a herbal preparation that, when burning, will poison the user with hundreds of toxic...

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