Family Finances

Thoughts For First Time Buyers

If you have never taken out a mortgage before, this blog is aimed at giving you a balanced and informed view of your options and the mortgage market today by examining things you need to consider when you are buying for the first time. Finances: Since last April, the rules surrounding lending have changed, now [...]

By | May 1st, 2015|

Protecting Your Family If Your Are Too Ill To Work

For some of us, a good proportion of our time is spent avoiding thinking about difficult or uncomfortable things. Tax bills, medical checkups, dealing with difficult people at work are just a few, but one of the more overlooked areas in many of our lives is that of insurance cover. We might have adequate cover [...]

By | April 17th, 2015|

How To Benefit From Low Oil Prices

As the old saying goes – what goes up must come down. Recently oil prices have been coming down quite spectacularly. This has naturally raised the question of how investors can benefit from this. To answer this question, we need to understand why oil prices have fallen. There are essentially three theories on this. Oil [...]

By | April 10th, 2015|

Preparing for Your Children Leaving Home

The late 1980s TV series “Home to Roost” saw Henry Willows (John Thaw) have his life turned upside down after his 18-year-old son Matthew came to live with him. Today practical economics has made adult children living at home a reality in many families. The current generation of young adults face a number of challenges [...]

By | February 27th, 2015|

Entertain the kids this half term

Spring half term: Is it a time for all the family to come together, or a long, frequently wet week during which your kids demand to be entertained?  All too often it can feel like the latter, and while teachers take a well-earned break from the classroom, your role as a parent is to find [...]

By | February 13th, 2015|

Offset Mortgages

Buying a home is generally one of life’s most significant events, even for those who have been through the process before. This being so, getting the right mortgage can have a major impact on the family finance. What Kinds of Mortgage Are Available? With a repayment mortgage, the monthly payment covers both the capital sum [...]

By | December 19th, 2014|

Life Insurance

When thinking of the family finances and your personal wealth, savings and investing may be at the top of your agenda. For some people however, life insurance can be a crucial part of taking care of dependants and loved ones in the event of their (untimely) death. With this in mind, it can be helpful [...]

By | December 12th, 2014|

The Best Christmas Present for Your Children

Type “unwanted gift” into eBay and see how many results you get. In theory it may be the thought that counts, in practice these days it’s far from unusual for recipients to turn gifts they would prefer to forget into cash via sites like eBay. Some people might find themselves the unwitting donors of such [...]

By | December 5th, 2014|

How To Build A Nest Egg For Your Child’s Future

Whatever your child wants to do when they're older, preparing a nest egg for them can be a great help when the time comes for them to spread their wings and fly the nest. As an added bonus, showing your child how to manage the family finances in order to create personal wealth can be [...]

By | October 31st, 2014|

Is Britain Having A Tech Boom?

In 2002 half a decade of heady excitement about the money making potential of the Internet came to a shuddering halt. Several years of over investment, mainly in the US, and mainly in dot com businesses that looked like interesting and worthwhile projects (but seemed incapable of making any money), caused what we now know [...]

By | September 5th, 2014|