Getting onto the property ladder is a key goal for most of us, however, this can also be a daunting prospect with all the conflicting advice out there. Our advisors can help you through the initial contact, we can help you find out how much you can borrow, getting a breakdown of the costs involved and obtaining an agreement in principle. Making you a qualified purchaser and a desirable buyer for many estate agents and sellers alike.
we can provide you exclusive first-time buyer mortgages these may offer better products than high street lenders, we can also give you advice as we work with a number of lenders from across the market to find the best mortgage deals. We also want you to be comfortable when you come to us and that’s why we will give you the same advisor every time you come to see us. Our advisors will also handle all of the paperwork from start to finish and they will guide you through the whole process.
A really good way of making you more eligible for a mortgage is to have as big of a deposit as possible. This is because a borrower’s deposit is the lender’s protection as when the lenders are deciding whether to accept a mortgage application, they will think about the challenges that the borrower may encounter during the mortgages life and this may include temporary falls in house prices and periods of unemployment, if you start a family as well you may have less disposable income. If you have a bigger deposit this means that you will have smaller monthly payments to make.
If you are interested in any of our services please get in contact with us!