Barrett Mortgages

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So far Barrett Mortgages has created 40 blog entries.

Why Are Mortgage Approvals At 6 Month High?

The Mortgage Market Review, which took effect in 2014, imposed “affordability criteria” on lenders. In simple terms it aimed to rein in high-risk mortgages. Like any change it triggered speculation about its potential effects. Almost a year later, mortgage approvals remain high, while house prices are currently holding fairly steady. So what does this mean [...]

By | May 22nd, 2015|

Life Insurance Made Simple

“Expect the unexpected” may be an old cliché but the unexpected can and does happen. Hoping that it happens to someone else is a very poor strategy in terms of family protection. To put the matter quite simply, if you have people who depend on you in any way, you should be checking to see [...]

By | May 15th, 2015|

You Can Invest In Property With Buy to Let

Back in the day Ten years ago, nearly every TV show across a wide range of channels was property related. Not only was it cheap, easy TV to make, but the public couldn’t get enough of it. A Place In The Sun, Property Ladder, that show with Kevin McLeod where people turn barns into mansions, [...]

By | May 8th, 2015|

Thoughts For First Time Buyers

If you have never taken out a mortgage before, this blog is aimed at giving you a balanced and informed view of your options and the mortgage market today by examining things you need to consider when you are buying for the first time. Finances: Since last April, the rules surrounding lending have changed, now [...]

By | May 1st, 2015|

So You’ve Found The House, How Soon Can You Move In?

While having an offer on a house accepted may be a cause for celebration, it is actually a fairly early point in the procedure for buying a property. Here is a summary of the steps to complete before you pick up your keys. Organize a Solicitor You may be able to find a solicitor before [...]

By | April 24th, 2015|

Protecting Your Family If Your Are Too Ill To Work

For some of us, a good proportion of our time is spent avoiding thinking about difficult or uncomfortable things. Tax bills, medical checkups, dealing with difficult people at work are just a few, but one of the more overlooked areas in many of our lives is that of insurance cover. We might have adequate cover [...]

By | April 17th, 2015|

How To Benefit From Low Oil Prices

As the old saying goes – what goes up must come down. Recently oil prices have been coming down quite spectacularly. This has naturally raised the question of how investors can benefit from this. To answer this question, we need to understand why oil prices have fallen. There are essentially three theories on this. Oil [...]

By | April 10th, 2015|

When Did You Last Check Your Credit Rating?

Whether or not you realize it, Experian, Equifax and Callcredit all have a huge impact on everyday life in the UK. They are the “big 3” credit-rating companies. . Businesses use their services for a whole variety of reasons. For example some companies use them to confirm a person's identity, particularly if they deal in [...]

By | April 2nd, 2015|

How To Protect The Value Of Your Home

A decade ago, adding value to most properties was simplicity in itself, you simply bought a house and waited. This was during an unsustainable housing market boom that ended in an epic slump and it isn’t one we should be hoping for again anytime soon. Protecting your home’s equity now takes more active involvement but [...]

By | March 27th, 2015|