About Darren Barrett

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So far Darren Barrett has created 12 blog entries.

Tips For A Cautious Investor

With interest rates offering little to get savers excited, now may be a good time to look at other options. If you are a first time investor, you may be feeling nervous about taking the plunge. That's fine; there are a range of low risk investments to help you take your first steps into investing. [...]

By | July 31st, 2015|

Can You Get A Mortgage Before The House Is Built?

How do you find your dream home? Well that depends on what your dream home is. If you're looking for a character-filled period property then obviously you will need to buy an existing home. If, however, you'd prefer a modern home built to your exact requirements, then maybe it's time to look at building your [...]

By | July 24th, 2015|

Thinking Of Buying A Second Property?

The dramatic increase in the cost of properties in the past decade has placed house buying out of the reach of significant sections of society. Young adults with no capital, low wages and uncertain financial futures stand next to no chance of accessing finance from a bank, but neither do older people with a low [...]

By | July 17th, 2015|

Questions The Budget Needs To Answer

George Osborne was last seen holding the famous red briefcase in March. On that occasion he was delivering a coalition budget. The new “emergency budget” is a fully-fledged Conservative budget. Some people may be tempted to ask “Why do we need a new budget so quickly?” That aside, there are actually a number of questions [...]

By | July 7th, 2015|

Will The Next Budget Be Radical?

On 8th July 2015, George Osborne will deliver the first completely Conservative budget since Kenneth Clarke in 1996. Given that George Osborne delivered his last budget on 18th March 2015, you could well we asking yourself “Why do we need another budget now?” The answer is essentially that the last budget was a combined Tory/Lib [...]

By | July 3rd, 2015|

Increase Your Savings Vs Paying Your Mortgage Off Early

We will explore the various options of home owners and savers.

By | June 26th, 2015|

Should I Fix My Mortgage Now?

Deflation is not all it is cracked up to be. Recently, as we cheered at the fall in fuel prices to historic lows, the fact that several industries were dependent on buoyant oil prices barely occurred to many of us. However, the current plight of the oil city Aberdeen shows that there are significant problems attached to [...]

By | June 19th, 2015|

Why Do I Need Life Insurance?

No matter what anyone tells you, you don't need life insurance.  Like the old saying goes “you can't take it with you”.  Once you're dead, money stops being a concern.  Of course, your having life cover could make a world of difference to your loved ones.  In the short term, it could help prevent their [...]

By | June 12th, 2015|

How To Profit From Deflation

It seems like a world away now, but the 1970s and 1980s both saw periods of double digit inflation, where prices rose at one point in 1975 to nearly 25 percent. How any economy could function like this seems a mystery, until the obvious answer presents itself - Britain’s economy didn’t function under this burden, [...]

By | June 5th, 2015|

Patient Capital

What do the Clifton Suspension Bridge, Cardiff’s Docks and the Suez Canal all have in common? Other than the massive utility and the long term value they have brought to local, national, and global economies, the one feature they all share is that in the short term, they were enormous money pits. Isambard Kingdom Brunel, [...]

By | August 26th, 2014|