Financial Investments

Tips For A Cautious Investor

With interest rates offering little to get savers excited, now may be a good time to look at other options. If you are a first time investor, you may be feeling nervous about taking the plunge. That's fine; there are a range of low risk investments to help you take your first steps into investing. [...]

By | July 31st, 2015|

The Best Christmas Present for Your Children

Type “unwanted gift” into eBay and see how many results you get. In theory it may be the thought that counts, in practice these days it’s far from unusual for recipients to turn gifts they would prefer to forget into cash via sites like eBay. Some people might find themselves the unwitting donors of such [...]

By | December 5th, 2014|

What We’ve Learned About The Psychology Of Investing

There is a theory that there are two ugly emotions that dominate our internal workings when it comes to any kind of financial decision; greed and fear, although this is an oversimplification certain lessons can be taken from this theory. As naturally acquisitive creatures we are hard wired to want more resources for ourselves but [...]

By | November 28th, 2014|

Patient Capital

What do the Clifton Suspension Bridge, Cardiff’s Docks and the Suez Canal all have in common? Other than the massive utility and the long term value they have brought to local, national, and global economies, the one feature they all share is that in the short term, they were enormous money pits. Isambard Kingdom Brunel, [...]

By | August 26th, 2014|

House Prices, Pensions and the Recovery

In the past few months the clouds have parted, the gloom has lifted, and Britain is booming. Unemployment is down, investment over the past three years is up, and all is well. The recession is over and as a result there is a plausible feeling in the air that no one needs to worry about [...]

By | August 15th, 2014|

How much tax should you pay? Finding the ‘Goldilocks’ rate.

Once, long ago, the job of a rock star was to throw TV sets out of windows, drive Rolls Royce’s into swimming pools and shock, outrage and appall polite society. Back in the 1970s, when the top rates of tax were levied for millionaire entertainers like the Beatles, the Rolling Stones and Eric Clapton, they [...]

By | August 1st, 2014|